Top critical review
Let me sum up everything here.... It's a 1% Amazon rewards card.
Reviewed in Canada on October 28, 2019
To save you time, understanding, and ultimately your credit. I took the time to get all the information.
You can transfer your balance from one credit card to this one at a fee of 7.50$ for balance transfers or 1%.
HOWEVER if you let MBNA do it for you, there is no fee.
(No Annual Fee)
(ATM Fees are 1% of your total withdrawl uncapped ($7.50 min.)
This card has no extended warranty / insurance perks whatsoever.
Balance transfers and access cheques: 22.99%
Cash advances: 22.99%
5% back for the first 6 months capped at $3,000 ( Spend 3K, get $150 ). After that its 1% rewards which can only be used on Amazon. Prime members get 2.5% cash back. (So you need to spend $3,280 just to get that $79 you spent on prime back as Amazon credits.)
Foreign Exchange Rates:
2.5% (one way). If you buy something from abroad or even from amazon.com. You will pay an extra 2.5%. Now if you return said item, you don't get that 2.5% back.
All in all it's an OK credit card if you are a big Amazon shopper, but as far as rewards and Perks. Amazon could do better. I hope you found this review helpful. Thanks!