FREE delivery Saturday, June 10 on your first order. Details

Or fastest delivery Tomorrow, June 7. Order within 3 hrs 58 mins. Details

In Stock

[{"displayPrice":"$26.95","priceAmount":26.95,"currencySymbol":"$","integerValue":"26","decimalSeparator":".","fractionalValue":"95","symbolPosition":"left","hasSpace":false,"showFractionalPartIfEmpty":true,"offerListingId":"BWULFX5P7dTSQn8Gt7DzZ51O6wZ1Y8rPzssxVCvvaf2K%2Bki7apGhE5iTuUYchwliZ%2FDwUwjD6eTizbJMfjq8M56CEHgqsqRBBTts3fDECL8IHaBKcza90vS2JyX%2Bgr%2BkjPKdKyr4EfE%3D","locale":"en-CA","buyingOptionType":"NEW"},{"displayPrice":"$22.99","priceAmount":22.99,"currencySymbol":"$","integerValue":"22","decimalSeparator":".","fractionalValue":"99","symbolPosition":"left","hasSpace":false,"showFractionalPartIfEmpty":true,"offerListingId":"BWULFX5P7dTSQn8Gt7DzZ51O6wZ1Y8rPxsnAemVN70Nw3Zo7iJ5BXo%2BtxFvF7j73ThMTaSzpRjIS0ZVMQuf7M3y6WiRQI65FUapZyqlNlM28CA5gUPbjPjk3k%2FlP2a8YPxIMS6nYBD1uaoshC7hvhZT8FJH6enQY7V9W0koQCcAENgQ3HvKk3dyUxOEc1Uw%2B","locale":"en-CA","buyingOptionType":"USED"}]

$$26.95 () Includes selected options. Includes initial monthly payment and selected options. Details

Secure transaction

Ships from and sold by Amazon.ca.

Return policy: Eligible for Return, Refund or Replacement within 30 days of receipt

Add gift options

FREE delivery Tuesday, June 13 on your first order. Details

Or fastest delivery Friday, June 9. Order within 13 hrs 58 mins. Details

Select delivery location

Used: Like New | Details

Sold by Compound Books

Fulfilled by Amazon

Have one to sell?

Sell on Amazon

Flip to back Flip to front

Listen Playing... Paused You're listening to a sample of the Audible audio edition.
Learn more

See this image

Follow the Author

Frederick Vettese

Retirement Income for Life: Getting More without Saving More (Second Edition) Paperback – Oct. 20 2020

by Frederick Vettese (Author)

4.5 201 ratings

in Personal Taxes

See all formats and editions

Amazon Price

New from

Used from

Kindle Edition

"Please retry"

$15.99

—

Audible Audiobook, Unabridged

"Please retry"

$0.00

Free with your Audible trial

Paperback

"Please retry"

$26.95

$22.99

Kindle Edition
$15.99 Read with Our Free App
Audiobook
$0.00 Free with your Audible trial
Paperback
$26.95

11 Used from $22.99 9 New from $26.95

Purchase options and add-ons

Canada’s #1 bestselling retirement income book is now completely revised and updated. Vettese will show you how to mitigate risk and secure your financial future in these unpredictable times.

As COVID-19 rocks the economy in an unprecedented black swan event, retirees and those who are preparing to retire need answers to pressing questions about their financial futures. Originally published in 2018, the second edition of Retirement Income for Life, has been completely revised and updated, and now includes:

New chapters on early retirement, retiring single, what to do when one spouse dies young, and more.
Three strategies for mitigating your personal financial risk in the current downturn in equities and other investment products.
Advice on how to plan for (and even benefit from) a possible bear market, resulting from COVID-19, which could create unprecedented equity buying opportunities.
Information on the impact of unbearably low interest rates on annuities and fixed income investments and what to do if you hold them.
The reasons retirees should be deferring CPP until age 70 and why the case for this is stronger than ever.

Author Frederick Vettese demystifies a complex and often frightening subject and provides practical, actionable advice based on five enhancements the reader can make to mitigate risk and secure their financial future. With over one thousand Canadians turning 65 every day, the cultivation of good decumulation practices ― the way in which you draw down assets in retirement, ideally to have a secure income for the rest of your life ― has become an urgent matter that no one can afford to ignore.

ISBN-10

1770416021
ISBN-13

978-1770416024
Edition

2
Publisher

ECW Press
Publication date

Oct. 20 2020
Language

English
Dimensions

15.24 x 1.41 x 22.86 cm
Print length

240 pages
See all details

Bought Together

Frequently bought together

Retirement Income for Life: Getting More without Saving More (Second Edition)

$26.95

In Stock.

Ships from and sold by Amazon.ca.

+

Your Retirement Income Blueprint -: A Six-Step Plan to Design and Build a Secure Retirement

$26.95

In Stock.

Ships from and sold by Amazon.ca.

+

The Essential Retirement Guide: A Contrarian's Perspective

$27.95

In Stock.

Ships from and sold by Amazon.ca.

Total price:

To see our price, add these items to your cart.

Try again!

Details

Added to Cart

Choose items to buy together.

Daryl Diamond
108
Paperback
4 offers from $24.40
Frederick Vettese
161
Hardcover
33 offers from $14.95
Frederick Vettese
27
Paperback
28 offers from $26.05
Anthony Gordon
8
Paperback
6 offers from $17.70
Dan Bortolotti
196
Paperback
2 offers from $26.95
Larry Bates
673
Paperback
in Retirement Planning
19 offers from $21.65

Product description

Review

“Destined to become the bible of any new or near retiree.” ― moneysense.ca on Retirement Income for Life, first edition

“I’m on the record saying that every Canadian retiree and soon-to-be retiree should read Retirement Income for Life by Fred Vettese. It offers five clear strategies for making the most of your accumulated savings and turning it into predictable, sustainable retirement income.” ― Boomer & Echo on Retirement Income for Life, first edition

“Must-read book for Canadians who are in retirement or who are preparing for retirement.” ― Cut the Crap Investing on Retirement Income for Life, first edition

“A great resource for Canadians who see retirement on the horizon and are beginning to wonder whether it is to be embraced or feared.” ― PWL Capital on Retirement Income for Life, first edition

“Retirement Income For Life is essential reading for any self-directed investor who is either planning for retirement within the next five years or already in it.” ― Dividend Strategy

“Retirement Income for Life was very well written, simple and easy to understand in addition to providing new insights.” ― Gen Y Money

From the Back Cover

“Fred Vettese is the king of can-do retirement planning. Practical, clear advice from someone who knows what you’re up against and has the answers.” ― Rob Carrick, The Globe and Mail

“Planning for how best to draw down your nest egg ― the ‘decumulation’ phase ― is a part of retirement planning that often gets neglected. The second edition of Fred Vettese’s book focuses on this topic and is an important addition to the retirement finance literature. I recommend taking a close look at what Fred has to say about what he terms financial ‘enhancements,’ including: reducing investment fees, deferring government pensions, annuities, and reverse mortgages.” ― David Aston, contributing columnist with the Toronto Star and author of The Sleep-Easy Retirement Guide

Canada’s #1 bestselling retirement income book is now completely revised and updated. With over one thousand Canadians turning 65 every day, the cultivation of good decumulation practices ― the way in which you draw down assets in retirement, ideally to have a secure income for the rest of your life ― has become an urgent matter that no one can afford to ignore. As COVID-19 rocks the economy in an unprecedented black

swan event, retirees and those who are preparing to retire need answers to pressing questions about their financial futures. Frederick Vettese demystifies a complex and often frightening subject and provides practical, actionable advice based on five enhancements the reader can make to mitigate risk and secure their financial future.

Retirement Income for Life, Second Edition includes:

New chapters on early retirement, retiring single, what to do when one spouse dies young, and more.
Ideas for coping with black swan events, like the recent pandemic, that may affect your retirement income.
The reasons retirees should be deferring CPP until age 70 and why the case for this is stronger than ever.

Product details

Publisher ‏ : ‎ ECW Press; 2 edition (Oct. 20 2020)
Language ‏ : ‎ English
Paperback ‏ : ‎ 240 pages
ISBN-10 ‏ : ‎ 1770416021
ISBN-13 ‏ : ‎ 978-1770416024
Item weight ‏ : ‎ 386 g
Dimensions ‏ : ‎ 15.24 x 1.41 x 22.86 cm

Best Sellers Rank: #2,848 in Books (See Top 100 in Books)
- #1 in Personal Taxes (Books)
- #2 in Tax Accounting (Books)
- #2 in Tax Accounting Profession

Customer Reviews:
4.5 201 ratings

About the author

Follow authors to get new release updates, plus improved recommendations.

Frederick Vettese

Brief content visible, double tap to read full content.

Full content visible, double tap to read brief content.

Frederick Vettese is a Canadian actuary and former Chief Actuary of Morneau Shepell, a large Canadian firm providing actuarial services. He has written over 100 articles for the national newspapers plus three books on Canadian retirement issues. The most recent book, "Retirement Income for Life" is targeted at savers who are nearing retirement and who want to turn their life savings into sustainable retirement income. Frederick grew up in Toronto where he continues to live with his wife Michelle. He graduated from the University of Toronto with an honours Bachelor of Science before studying to become an actuary.

Customer reviews

4.5 out of 5

201 global ratings

5 star		64%
4 star		24%
3 star		8%
2 star		2%
1 star		1%

How are ratings calculated?

Top reviews from Canada

There was a problem filtering reviews right now. Please try again later.

krakhauspete

Must read for anyone nearing retirement

Reviewed in Canada 🇨🇦 on May 30, 2023

Verified Purchase

This book is very easy to read, and provides some very useful advice and scenarios. It directs the reader to a spreadsheet application available online for free, so you can apply what you’ve learned, and “play”, before you take chances with your retirement. Worth every penny.

Helpful

Heather

Very useful. Highly recommend.

Reviewed in Canada 🇨🇦 on March 30, 2023

Verified Purchase

Easy to read and follow. Very good advice.

Reviewed in Canada 🇨🇦 on March 14, 2023

Verified Purchase

Excellent book. A must read for people approaching retirement

Helpful

Angela Schmidt

General Information on Retirement that should be considered

Reviewed in Canada 🇨🇦 on March 4, 2022

Verified Purchase

Some common sense recommendations that are well worth implementing for everyone - cut your financial fees through buying ETFs, possibly through a robo-advisor. If you can afford, delay getting CPP until 70, especially if you have other assets. However, recommendations in the book are based on Vettese's assumptions (e.g. life expectancy past 90s) without enough consideration of alternative assumptions on recommendations. I found the online PERC calculator that was promoted in the book to be totally useless for what I was looking for to assist in a decumulation strategy - there were clear errors, assumptions cannot be changed such as expected life, and no information on best way to decumulate to maximize overall income from different sources.

2 people found this helpful

Helpful

Roger Budgell

Not very pleased

Reviewed in Canada 🇨🇦 on January 11, 2023

Verified Purchase

There was no mention of dividend investing .. that was disappointing

3 people found this helpful

Helpful

Lorrraine BRISSON

Retirement Income for Life : Getting More without Saving More

Reviewed in Canada 🇨🇦 on September 12, 2022

Verified Purchase

Pertinent, à lire !

Reviewed in Canada 🇨🇦 on June 2, 2022

Verified Purchase

So many books focus on saving up to retirement but those of us who are nearing the age of retirement this book is indispensable in seeing how well you may be prepared and how money will be spent in retirement which is rather interesting. Also of interest is that bad and worst case scenarios are used throughout so it’s not a book written assuming you’ll retire just when a 30 year bill market strikes. That was quite refreshing.

2 people found this helpful

Helpful

Shaureen Taweel

Good information

Reviewed in Canada 🇨🇦 on December 12, 2022

Verified Purchase

Good information. Bought for my husband who is enjoying it

Helpful

Top reviews from other countries

R Stephenson

Good practical insights and advice

Reviewed in the United States 🇺🇸 on December 21, 2020

Verified Purchase

This book is helping me frame the retirement plan. I recommend listening to his interview on The Rational Reminder podcast as well.

See all reviews

Amazon Music Stream millions of songs	Amazon Advertising Find, attract and engage customers	Amazon Business Everything for your business	Amazon Drive Cloud storage from Amazon	Amazon Web Services Scalable Cloud Computing Services

Book Depository Books With Free Delivery Worldwide	Goodreads Book reviews & recommendations	IMDb Movies, TV & Celebrities	Amazon Photos Unlimited Photo Storage Free With Prime	Shopbop Designer Fashion Brands

Warehouse Deals Open-Box Discounts	Whole Foods Market We Believe in Real Food	Amazon Renewed Like-new products you can trust	Blink Smart Security for Every Home

Follow the Author