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Here in Canada, we had the same profiteers, bandits and crooks taking advantage of hastily deployed "cash out the door ASAP" programs that resulted in hundreds of millions of wasted dollars going to people who didn't qualify. Money that will never be collected and will have to be written off at taxpayers' expense.
Having said that, I was annoyed when the author differentiated between black and white folks by capitalizing the "b" for Black folks and a small "w" for white folks. He either should have used capitals for both or none at all. Perhaps this was the editor's doing as opposed to the author'? - I don't know. Last time I checked we are ALL equal.